Good morning
Ananya Rao
CIBIL 825 ↑12
ICICI Bank · HL·XXXX5821
EMI due
₹97,208
5 Dec 2026 · in 21 days
3 of 240 EMIsOutstanding ₹1.09 Cr
Rate
8.75%
Tenure left
19y 9m
Interest paid
₹2.4 L
RBI repo rate
6.5%Unchanged · RBI MPC, 9 Oct 2026
Your loan is repo-linked: spread of 2.25%. Market best spread today is 1.90%.
Part-prepayment
Prepay ₹5.0 L and reduce EMI
New EMI ₹92,769Save ₹10.5 L
AI prepayment planner
Your salary grows in jumps, your EMI doesn't. We forecast your income and plan yearly part-payments from bonuses and hikes.
Balance transfer
You could save up to ₹5.7 L over your tenure
For you, Ananya
Pre-qualified using your Zoop profile — no new documents
Community & home marketplace
Forum, Discord, insurance, interiors & appliances on EMI
Payment history
- 5 Nov 2026₹97,208
- 5 Oct 2026₹97,208
- 5 Sep 2026₹97,208